The financial industry landscape has evolved significantly in a few short years and has been marked most recently by an acute global credit crisis, rapid regulatory changes and increased government intervention. Against this backdrop, risk and capital management have moved to the forefront of virtually every corporate agenda. Customers, shareholders, and regulators are demanding that institutions enhance risk management processes and techniques that balance risk and reward.

Products and services

The financial institutions team at Marsh works with clients to provide effective risk mitigation strategies that can help them deal with these challenges. Marsh offers many consultative and risk transfer services which are tailored to suit the size and specialisation of clients. Services are provided to a range of financial institutions, including:

Banks Investment banks Securities brokers-dealers Investment advisors / asset managers Mutual funds	Insurance companies Exchanges Credit unions Government-sponsored agencies Other diversified companies

To effectively meet the needs of such a diverse assortment of financial institutions, Marsh provides coverage for a variety of exposures, including:

Corporate governance Business continuity Fraud	Operational risk; and Mergers and acquisitions

Coverage is provided through a comprehensive suite of products including the major categories listed below:

Bankers blanket bond Business interruption Casualty and umbrella liability Cyber risk   Directors’ and officers’ liability Employment practices liability	Errors and omissions Intellectual property Mortgage impairment Political risk Property Terrorism Workers' compensation