Fitness professionals
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Fitness professionals

You spend your days busily motivating your clients, looking after their health, body and wellbeing. Arranging your insurance cover can be time consuming and confusing. Marsh, the world’s leading insurance broker and risk advisor, can help you take the hassle out of arranging insurance cover.

Marsh has been working in the fitness industry for a number of years, and has developed a thorough understanding of the work performed by fitness professionals. Recognising the unique risks that fitness professionals may face, we can arrange insurance covers for busy trainers and instructors.

Under a combined Public Liability and Professional Indemnity policy, we can arrange cover for individual fitness professionals who are either self employed or employees:

  • Whilst carrying out activities, for which they are qualified by a Registered Training Organisation to conduct, including fitness instruction at a private residence with use of own equipment
  • Engaging in the promotion of fitness, health and associated activities
  • Engaging in product sales up to $20,000 turnover per annum and subject to no internet sales
  • Engaging up to 3 subcontractors at any one time subject to each subcontractor having their own public and professional liability insurance (In excess of 3 subcontractors requires a separate policy - please contact Marsh on 1300 655 971)
  • Boxing limited to pad work and non-contact sparring
  • Engaged in other activities incidental to those which they are qualified by a Registered Training Organisation to conduct including trade shows, expos, conferences, information seminars, promotional events

You can check to see if your qualification(s) were provided by a Registered Training Organisation on the website http://training.gov.au or by contacting our office. 

In addition, we can also arrange cover for Personal Accident and General Property.

Please refer to the PDS and/or policy wordings available from Marsh for additional information on cover inclusions and exclusions.


Marsh Pty Ltd (AFSL 238 983, ABN 86 004 651 512) arrange the insurance and are not the insurer.  When arranging the combined Public Liability and Professional Indemnity policy Marsh acts under a binding authority on behalf of the insurers, certain underwriters at Lloyd’s, and not on your behalf. The other insurance options referred to above are underwritten by various insurers. When arranging those insurances Marsh Pty Ltd will disclose to you the insurer and basis upon which it acts. This website contains general information only and does not take into account your individual objectives, financial situations or needs, and may not suit your personal circumstances.  For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. 11/0214

To learn more , please see the Related Information section at top right of this page.

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Marsh Contact
1300 655 971
fitness@marsh.com